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Personal Loan
Handle important personal expenses with a straightforward financing solution.
Learn More →FAST • SIMPLE • RESPONSIBLE FINANCING
Funding your plans,
made simpler.
Whether you need funds for personal expenses, your business, an urgent need or an important purchase, Premiumclick provides flexible financing designed around your needs.
₦50,000 – ₦10,000,000Loan amounts
1 – 12 monthsRepayment period
10% flatInterest rate
Premiumclick
Simple, flexible financing
Designed around your needs.
Get Started →LOAN ESTIMATE
Estimate Your Loan
How much do you need?
₦500,000
₦50,000₦10,000,000
months
Repayment estimate
Loan amount₦500,000
Interest — 10% flat₦50,000
Processing fee — 3%₦15,000
Total repayment₦550,000
Processing fee is separate from the repayment calculation and may be deducted upfront.
Start Application →FINANCING SOLUTIONS
Solutions designed for different needs
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Business Loan
Support working capital, inventory, expansion and business opportunities.
Learn More →◫
Salary Advance
Access short-term financing when you need additional funds before your next salary.
Learn More →▤
Asset Finance
Finance qualifying assets that can support your personal or business objectives.
Learn More →HOW IT WORKS
Simple from application to disbursement
01
Apply
Complete your application and provide the required information.
02
Assessment
Our team reviews your application and supporting information.
03
Approval
If approved, you receive your applicable loan offer and terms.
04
Receive Funds
Once requirements are satisfied, approved funds are disbursed.
WHY PREMIUMCLICK?
More than just a loan
- Clear terms and transparent obligations
- Flexible repayment periods of 1–12 months
- Straightforward application process
- Responsive customer support
- Responsible lending approach
READY TO GET STARTED?
Need financing? Let’s get started.
Tell us what you need funding for and begin your Premiumclick application today.
FAQ
Frequently Asked Questions
How much can I borrow?
Available loan amounts range from ₦50,000 to ₦10,000,000, subject to assessment and applicable terms.
What is the interest rate?
The stated interest rate is 10% flat, subject to the applicable loan offer.
Is there a processing fee?
Yes. The stated processing fee is 3%.
How long is the repayment period?
Available repayment periods range from 1 to 12 months.